RANKED BY MATH, NOT SPONSORSHIPS
Best cards for transit & rideshare 🚆
Ranked by real value per dollar (rate × point value at a balanced redemption). Best no-fee pick: Wells Fargo Autograph.
3x on transit & rideshare · $150.00/yr fee offset by $199.00/yr in credits
Rideshare, trains, buses, parking, tolls
🎁 Welcome offer: 40,000 pts after $3,000 in 6 mo
3x on transit & rideshare · no annual fee
🎁 Welcome offer: 20,000 pts after $1,000 in 3 mo
2x on transit & rideshare · $95.00/yr fee
🎁 Welcome offer: 30,000 pts after $3,000 in 3 mo
3% on transit & rideshare · no annual fee
3% cash back deposited as brokerage cash; Gold membership required
🎁 Welcome offer: Requires Robinhood Gold subscription
3% on transit & rideshare · $95.00/yr fee offset by $84.00/yr in credits
🎁 Welcome offer: $250 after $3,000 in 6 mo
Rankings use a balanced point valuation (adjust yours in Valuation). Community-maintained data — verify with the issuer. Not financial advice.