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Amex Blue Cash Preferred

American Express

Amex Blue Cash Preferred

Community

$95.00/yr · Cash back · ~3% foreign transaction fee

🎁 Welcome offer: $250 after $3,000 in 6 mo

Related community datapoints

  • AU offer paid as rewards balance, not statement credit — An authorized-user offer's $25 posted one day after the qualifying transaction — but as redeemable rewards rather than a statement credit. Check your rewards balance before assuming an offer didn't track.

Earning rates

  • 🛒 Groceries

    US supermarkets, up to $6k/yr

    Capped at $6,000/year

    6%

  • 🎬 Streaming

    Select US streaming subscriptions

    6%

  • 🚆 Transit & rideshare

    3%

  • ⛽ Gas

    3%

  • 💳 Everything else

    1%

Statement credits

$84.00/yr
  • $7.00 Disney Bundle creditWith $9.99+ Disney Bundle subscription, enrollment required

Community data points

anecdotal

  • AU offer paid as rewards balance, not statement credit

    An authorized-user offer's $25 posted one day after the qualifying transaction — but as redeemable rewards rather than a statement credit. Check your rewards balance before assuming an offer didn't track.

    1 recent report · last reported 2026-07 · user-reported, not bank policy

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Updated Jul 15, 2026

Reward data is community-maintained and may be out of date — welcome offers in particular change constantly. Verify with American Express before applying. Not financial advice.