RANKED BY MATH, NOT SPONSORSHIPS
Best cards for dining & restaurants 🍽️
Ranked by real value per dollar (rate × point value at a balanced redemption). Best no-fee pick: U.S. Bank Altitude Go.
4x on dining & restaurants · $325.00/yr fee offset by $424.00/yr in credits
🎁 Welcome offer: 60,000 pts after $6,000 in 6 mo
4x on dining & restaurants · $375.00/yr fee
4x applies automatically to your top 2 eligible categories each cycle (restaurants, gas, ads, tech, transit...), up to $150k/yr
🎁 Welcome offer: 100,000 pts after $15,000 in 3 mo
4x on dining & restaurants · no annual fee
🎁 Welcome offer: 20,000 pts after $1,000 in 3 mo
3x on dining & restaurants · no annual fee
🎁 Welcome offer: $200 after $500 in 3 mo
Rankings use a balanced point valuation (adjust yours in Valuation). Community-maintained data — verify with the issuer. Not financial advice.