RANKED BY MATH, NOT SPONSORSHIPS
Best cards for groceries 🛒
Ranked by real value per dollar (rate × point value at a balanced redemption). Best no-fee pick: Amex Blue Cash Everyday.
01
Amex Blue Cash PreferredAmerican Express
6% on groceries · $95.00/yr fee offset by $84.00/yr in credits
US supermarkets, up to $6k/yr
🎁 Welcome offer: $250 after $3,000 in 6 mo
02
American Express GoldAmerican Express
4x on groceries · $325.00/yr fee offset by $424.00/yr in credits
US supermarkets, up to $25k/yr
🎁 Welcome offer: 60,000 pts after $6,000 in 6 mo
04
Amex Blue Cash EverydayAmerican Express
3% on groceries · no annual fee
US supermarkets, up to $6k/yr
🎁 Welcome offer: $200 after $2,000 in 6 mo
05
Capital One SavorOneCapital One
3% on groceries · no annual fee
🎁 Welcome offer: $200 after $500 in 3 mo
🍽️ Best for dining🏠 Best for rent✈️ Best for travel⛽ Best for gas🚆 Best for transit📦 Best for online🎬 Best for streaming💊 Best for drugstores🎟️ Best for entertainment
Rankings use a balanced point valuation (adjust yours in Valuation). Community-maintained data — verify with the issuer. Not financial advice.