RANKED BY MATH, NOT SPONSORSHIPS

Best cards for travel (flights, hotels) ✈️

Ranked by real value per dollar (rate × point value at a balanced redemption). Best no-fee pick: Chase Freedom Unlimited.

10x on travel (flights, hotels) (portal bookings) · $395.00/yr fee offset by $400.00/yr in credits

Hotels & rental cars via Capital One Travel; 5x flights via portal; 2x otherwise

🎁 Welcome offer: 75,000 pts after $4,000 in 3 mo

≈13.0¢/$

8x on travel (flights, hotels) (portal bookings) · $795.00/yr fee offset by $1,400.00/yr in credits

Chase Travel bookings, including The Edit

🎁 Welcome offer: 60,000 pts after $5,000 in 3 mo

≈12.0¢/$

5x on travel (flights, hotels) (portal bookings) · no annual fee

Travel via Chase Travel

🎁 Welcome offer: $200 after $500 in 3 mo

≈7.5¢/$

5x on travel (flights, hotels) (portal bookings) · no annual fee

Travel via Chase Travel

🎁 Welcome offer: $200 after $500 in 3 mo

≈7.5¢/$

5x on travel (flights, hotels) (portal bookings) · $95.00/yr fee offset by $50.00/yr in credits

Travel booked via Chase Travel; 2x on other travel

🎁 Welcome offer: 100,000 pts after $5,000 in 3 mo · elevated

≈7.5¢/$

Rankings use a balanced point valuation (adjust yours in Valuation). Community-maintained data — verify with the issuer. Not financial advice.