Compare cards

Head to head, valued your way — earn rates, fees vs. credits, and the net yearly math. † means the rate needs a portal booking.

Chase Sapphire Preferred

Chase · details →

American Express Gold

American Express · details →

Net value / yr*

+$369.00

+$747.00

Annual fee

$95.00

$325.00

Rewards

Chase Ultimate Rewardsworth 1.50¢/pt to you

Amex Membership Rewardsworth 1.50¢/pt to you

Foreign fee

None

Welcome offer

100,000 pts after $5,000 in 3 mo · elevated≈ $1,500.00 to you

60,000 pts after $6,000 in 6 mo≈ $900.00 to you

🍽️ Dining

🛒 Groceries

🏠 Rent

✈️ Travel

5x †

⛽ Gas

🚆 Transit

📦 Online

🎬 Streaming

💊 Drugstores

🎟️ Entertainment

💳 Everything

Credits / yr

$50.00Hotel credit

$424.00Dining credit, Uber Cash, Dunkin' credit +1 more

Transfer partners

11 airlines · 3 hotels

16 airlines · 3 hotels

Apply (referral) →

data: community

*Net value = rewards on a typical household's spending (~$1,200.00/mo) + credits − annual fee, valued at your balanced stance. Run the advisor for your numbers. Welcome offers change often — verify before applying.