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U.S. Bank Shopper Cash Rewards

U.S. Bank

U.S. Bank Shopper Cash Rewards

Community

No annual fee · Cash back · ~3% foreign transaction fee

🎁 Welcome offer: $100 after $1,000 in 3 mo

Earning rates

  • 📦 Online retail

    Two 6% categories you choose each quarter (often online shopping + other)

    Capped at $1,500/quarter

    6%

  • 🎬 Streaming

    Or another 3% everyday category you select

    3%

  • 💳 Everything else

    1.5%
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Updated Jul 15, 2026

Reward data is community-maintained and may be out of date — welcome offers in particular change constantly. Verify with U.S. Bank before applying. Not financial advice.