U.S. Bank Cash+

Name: U.S. Bank Cash+
Brand: U.S. Bank

Community

No annual fee · Cash back · ~3% foreign transaction fee

🎁 Welcome offer: $200 after $1,000 in 3 mo

Earning rates

💳 Everything else
5% on two categories you choose each quarter (e.g. utilities, electronics, streaming), up to $2k/qtr combined
Capped at $2,000/quarter
5%
💳 Everything else
2% on one everyday category (gas, groceries, or restaurants)
1%

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Updated Jul 15, 2026

Reward data is community-maintained and may be out of date — welcome offers in particular change constantly. Verify with U.S. Bank before applying. Not financial advice.