Southwest Rapid Rewards Priority

What are the points worth?

• Cash back1.20¢ / pt
• Balanced1.40¢ / pt
• Aspirational travel1.50¢ / pt

• Hyatt transfers drop to 4:3 for new cardholders

  Chase Ultimate Rewards → World of Hyatt is no longer 1:1 for new cardholders (now 4:3). Existing cardholders keep 1:1 until Oct 1, 2026 — if you rely on Hyatt transfers, move points before the deadline.

  confirmed — multiple sources · last reported 2026-07 · user-reported, not bank policy

• CSP 100k all-time-high offer is live (limited window)

  100,000 points after $5,000 in 3 months — only the third time this offer has existed. The last run lasted ~6 weeks and this one is already several weeks in; if you're under 5/24 and want it, don't sit on it.

  confirmed — multiple sources · last reported 2026-07 · user-reported, not bank policy

• 3rd Chase business card approved after manual review

  Applicant with multiple existing Ink cards was approved after additional review. Chase reportedly weighed total credit exposure, utilization, business legitimacy (registration/insurance/website), and the banking relationship. Reducing existing limits before applying may help.

  1 recent report · last reported 2026-07 · user-reported, not bank policy

• “7–10 day” pending status approved on day 12

  A Sapphire Preferred application sat in the 7–10 day message and approved unexpectedly on calendar day 12 with no call. Pending is not denied — don't cancel or reapply while a decision is in review.

  1 recent report · last reported 2026-07 · user-reported, not bank policy

• Paze offer credits posting late and backdated

  Missing Paze promotional credits eventually appeared, backdated near the original transaction dates. Give offer credits a few statement cycles before treating them as failed.

  several reports · last reported 2026-07 · user-reported, not bank policy