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Citi Custom Cash

Citi

Citi Custom Cash

Community

No annual fee · Citi ThankYou Points · ~3% foreign transaction fee

🎁 Welcome offer: $200 after $1,500 in 6 mo

Earning rates

  • 💳 Everything else

    5% on your top eligible spend category each cycle, up to $500/mo

    Capped at $500/month

    5x
  • 💳 Everything else

    1x

What are the points worth?

  • Cash back1.00¢ / pt
  • Balanced1.40¢ / pt
  • Aspirational travel1.80¢ / pt

💡 Full transfer partners need a fee card (Strata Premier); otherwise best at 1¢ cash.

✈ Airlines: Air France/KLM Flying Blue, Turkish Miles&Smiles, Singapore KrisFlyer, Emirates Skywards, Avianca LifeMiles, Cathay Pacific, Qantas, Qatar Privilege Club, Virgin Atlantic, EVA Infinity MileageLands, Thai Royal Orchid Plus, JetBlue TrueBlue

🏨 Hotels: Wyndham Rewards, Choice Privileges, Accor ALL

Reward data is community-maintained and may be out of date — welcome offers in particular change constantly. Verify with Citi before applying. Not financial advice.