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Bank of America Customized Cash

Bank of America

Bank of America Customized Cash

Community

No annual fee · Cash back · ~3% foreign transaction fee

🎁 Welcome offer: $200 after $1,000 in 3 mo

Earning rates

  • 💳 Everything else

    3% in a category of your choice; 2%/3% combined up to $2,500/qtr

    Capped at $2,500/quarter

    3%

  • 🛒 Groceries

    Capped at $2,500/quarter

    2%

  • 💳 Everything else

    1%
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Updated Jul 15, 2026

Reward data is community-maintained and may be out of date — welcome offers in particular change constantly. Verify with Bank of America before applying. Not financial advice.