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Apple Card
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Apple Card
CommunityNo annual fee · Cash back · no foreign transaction fee
Earning rates
- 3%
📦 Online retail
3% at Apple, plus select partners (Nike, Uber, Walgreens, T-Mobile, Exxon/Mobil, Ace) when paying with Apple Pay
- 2%
💳 Everything else
2% with Apple Pay; 1% with the physical card
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Updated Jul 15, 2026
Reward data is community-maintained and may be out of date — welcome offers in particular change constantly. Verify with Goldman Sachs before applying. Not financial advice.