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American Express Platinum

American Express

American Express Platinum

Community

$895.00/yr · Amex Membership Rewards · no foreign transaction fee

🎁 Welcome offer: 80,000 pts after $8,000 in 6 mo

Related community datapoints

  • AU offer paid as rewards balance, not statement credit — An authorized-user offer's $25 posted one day after the qualifying transaction — but as redeemable rewards rather than a statement credit. Check your rewards balance before assuming an offer didn't track.

Earning rates

  • ✈️ Travel (flights, hotels)portal only

    Flights booked direct or via Amex Travel; prepaid hotels via Amex Travel

    5x

  • 💳 Everything else

    1x

Statement credits

$2,344.40/yr
  • $15.00 Uber Cash$15/mo (+$20 bonus in December) for US rides & Uber Eats
  • $25.00 Digital Entertainment credit$300/yr across select services, enrollment required
  • $100.00 Resy dining credit$400/yr at US Resy restaurants, enrollment required
  • $300.00 Hotel credit$600/yr on prepaid Fine Hotels + Resorts / Hotel Collection via Amex Travel
  • $75.00 lululemon credit$300/yr, enrollment required
  • $12.95 Walmart+ membership creditCovers a monthly Walmart+ membership
  • $200.00 Airline fee creditIncidental fees on one selected airline
  • $209.00 CLEAR Plus creditCovers a CLEAR Plus membership

What are the points worth?

  • Cash back0.60¢ / pt
  • Balanced1.50¢ / pt
  • Aspirational travel2.00¢ / pt

💡 Weak as cash (0.6¢) — the value is in transfers. Rakuten payouts can land here too.

✈ Airlines: Delta SkyMiles, Air Canada Aeroplan, British Airways, Air France/KLM Flying Blue, Virgin Atlantic, Singapore KrisFlyer, Emirates Skywards, ANA Mileage Club, Avianca LifeMiles, Qantas, Cathay Pacific, Etihad Guest, JetBlue TrueBlue, Iberia Plus, Aer Lingus AerClub, Hawaiian Airlines

🏨 Hotels: Hilton Honors, Marriott Bonvoy, Choice Privileges

Community data points

anecdotal

  • AU offer paid as rewards balance, not statement credit

    An authorized-user offer's $25 posted one day after the qualifying transaction — but as redeemable rewards rather than a statement credit. Check your rewards balance before assuming an offer didn't track.

    1 recent report · last reported 2026-07 · user-reported, not bank policy

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Updated Jul 10, 2026

Reward data is community-maintained and may be out of date — welcome offers in particular change constantly. Verify with American Express before applying. Not financial advice.