Amex Business Platinum
American Express
Amex Business Platinum
Community$695.00/yr · Amex Membership Rewards · no foreign transaction fee
🎁 Welcome offer: 300,000 pts after $20,000 in 3 mo
Related community datapoints
- AU offer paid as rewards balance, not statement credit — An authorized-user offer's $25 posted one day after the qualifying transaction — but as redeemable rewards rather than a statement credit. Check your rewards balance before assuming an offer didn't track.
Earning rates
- 5x
✈️ Travel (flights, hotels)portal only
Flights & prepaid hotels via Amex Travel; 1.5x on large (≥$5k) purchases up to $2M/yr
- 1x
💳 Everything else
What are the points worth?
- Cash back0.60¢ / pt
- Balanced1.50¢ / pt
- Aspirational travel2.00¢ / pt
💡 Weak as cash (0.6¢) — the value is in transfers. Rakuten payouts can land here too.
✈ Airlines: Delta SkyMiles, Air Canada Aeroplan, British Airways, Air France/KLM Flying Blue, Virgin Atlantic, Singapore KrisFlyer, Emirates Skywards, ANA Mileage Club, Avianca LifeMiles, Qantas, Cathay Pacific, Etihad Guest, JetBlue TrueBlue, Iberia Plus, Aer Lingus AerClub, Hawaiian Airlines
🏨 Hotels: Hilton Honors, Marriott Bonvoy, Choice Privileges
Community data points
anecdotalAU offer paid as rewards balance, not statement credit
An authorized-user offer's $25 posted one day after the qualifying transaction — but as redeemable rewards rather than a statement credit. Check your rewards balance before assuming an offer didn't track.
1 recent report · last reported 2026-07 · user-reported, not bank policy
Reward data is community-maintained and may be out of date — welcome offers in particular change constantly. Verify with American Express before applying. Not financial advice.